Roof Financing in New Jersey

A roof rarely fails on a convenient schedule. ABC Contractor LLC is a licensed roofing contractor at 11 Smith St, Irvington, NJ 07111 (NJ 13VH11433100), and we offer financing through Enhancify, a third-party partner that connects homeowners with lenders. You apply online, the lender decides whether to approve you and on what terms, and we handle the work. Call +1 (201) 281 7727 to talk through a project first.

What can you finance?

Financing applies to the exterior work we perform, whether that is a single repair or a full replacement:

Roof replacement and new roof installation
Roof repair, leak repair, and storm damage work
Siding installation and replacement
Gutters, downspouts, and gutter guards
Chimney repair, rebuilding, and flashing
Masonry and related exterior work

Projects that combine several of these, such as a roof and gutters replaced at the same time, can be financed as one project. See the full list on our roofing services page.

How the application works

The application on this page is hosted by Enhancify. Your information goes to Enhancify and the lenders they work with, not to us, and the lender reviews it and responds with whatever options they are willing to offer you. ABC Contractor LLC does not lend money, does not set rates, and does not make the approval decision.

Start the application on this page and complete the lender's form.
The lender reviews your application and tells you what, if anything, they can offer.
If you accept a lender's terms, contact us and we schedule the project.

You can apply before or after we come out. Many homeowners prefer to get the free written estimate first so they know what the project actually costs before applying.

Get the estimate before you decide

Roof inspections and written estimates are free and carry no obligation. We look at the roof, tell you what it needs, and put the price in writing so you can decide whether to pay directly or apply for financing. Ask about any current promotion before the project agreement is signed, since coupons are applied to the written quote.

Financing FAQs

How does financing work for a roofing project?

Financing is offered through Enhancify, a third-party partner that connects homeowners with lenders. You submit an application online, the lender reviews it, and the lender decides whether to approve you and on what terms. ABC Contractor LLC does not lend money and does not make the approval decision.

Which projects can I finance?

Financing can be used for any work we perform, including roof replacement and repair, siding, gutters, chimney work, and masonry. If a job combines several of those, it can be financed as one project.

How do I apply for financing?

Start the application on this page. The form is hosted by Enhancify, so your information goes to them and to the lenders they work with rather than to us. You can apply before or after we visit your property.

Who sets my interest rate, monthly payment, and loan term?

The lender does. Rates, payment amounts, terms, and the amount you qualify for are set by the lender based on your application, and they vary from one homeowner to the next. We cannot quote or promise any of those figures.

Can I get an estimate before I apply?

Yes. Roof inspections and written estimates are free and carry no obligation, so you can find out what your project costs before you decide whether to finance it. Most homeowners prefer to have the estimate in hand first.

Is financing available across your New Jersey service area?

Yes. Financing is available for projects anywhere we work, from our Irvington headquarters through Newark, Union, East Orange, and the surrounding northern New Jersey towns. Availability of any particular loan offer is still up to the lender.

What happens after the lender approves my application?

If a lender approves you and you accept their terms, contact us and we will schedule your project. Your loan agreement is between you and the lender, and any questions about payments or servicing go to them.

Where is financing available?

Financing is available for projects throughout our New Jersey service area, dispatched from our Irvington headquarters.

See every city on the service areas page or read the general roofing FAQs.

Financing disclosure

Financing is provided by third-party lenders through Enhancify, not by ABC Contractor LLC. All rates, payment amounts, loan terms, approval amounts, and approval decisions are determined by the lender and are subject to lender approval. We are not a lender, a broker, or a financial advisor, and we do not guarantee that any application will be approved. Review your lender's disclosures and agreement before accepting an offer.